PCI Security requirements are one of the most significant developments of the past decade. Developed as a result of an alliance of Payment Card Associations, the PCI Standards provide a central focus for the security efforts of all members. They are also the subject of a great deal of confusion among the merchants and service providers who now have to deal with implementing requirements and validating compliance.
As eCommerce Hosting and IT operations specialists we deal with PCI compliance every day. We also see a number of misconceptions about it presented across the web, many of them by so called experts. Among those is the assertion that if you just use this payment module or that software package, none of this needs to apply to you. The PCI Standards very clearly state that they apply to every business that accepts payments using payment cards of any type serviced by the member Payment Card Associations. This includes Visa, MasterCard, American Express, Discover and any card brand owned by these companies. If your business accepts these cards by any means, you are subject to PCI Compliance. Other misconceptions include the idea that once achieved PCI Compliance is finished or that the use of one "super-vendor" can make you compliant. You may find the PCI Standards Organization's pdf download "10 Common Myth's of PCI DSS" to be of some help in dispelling these and 7 other potentially hazardous myths about the Data Security Standards. More information can be found at their website
15 Million Americans succumbed to Identity theft costing US companies in 2005 nearly 56.6 Billion dollars! The Bureau of Justice Statistics states an estimated 3.6 million households were affected by identity theft during a 6-month period in 2004. If an entire year was considered, that could mean that 7.2 million households were affected in a 12 month period.
Consumerfraudreporting.org reports that Credit/Debit Card fraud accounts for 4.7% of internet fraud, costing victims an average of $223 each. Non-delivery of merchandise and/or payments costs the average victim a whopping $800 and adds up to 28.6% of reported fraud. Given consumer concern over the size of the issue, can your company afford NOT to invest in the basic security measures PCI Standards present?
Hosting-4-CRELoaded helps you to achieve and maintain PCI Compliance in two very important ways. We maintain our servers in a state of PCI compliance as a matter of routine at no extra cost to our clients. Then, we provide dedicated eCommerce IT operations management and support services for select shopping carts via our Site Operations Management program at very reasonable rates. Along with those services, we maintain IT records and services which can be used to meet PCI Compliance requirements and lower your total cost of operations.
Website hacking in shopping carts is up on the rise the last decade. As a linux systems administrator, I have repeatedly have customers come to me with cart code riddled with malicous code snips. How did they do it? They used FTP from keylogger trojans, insecure folder and file permissions, failure to rotate passwords on a regular basis and restrict employee usage of the internet white at work.
Data breaches will cost you money and lots of it. I will write more on that in a follow up article on the real cost of data breaches. I do recommend PCI rule 6 scanning on your website at the VERY LEAST. Here is some information you may found use for PCI compliance services.
What Comodo HackerProof Includes
When you display the HackerProof trust mark, you can be sure that your site is verified by Comodo, the brand that over 100 million people associate with security and trust.
The Comodo HackerProof service provides you with:
Use The Power of the HackerProof Trustmark
Putting the trustmark on your website converts visitors to buyers.
Take The No Risk HackerProof Challenge Today
Only $220/YR PCI Scanning enables merchants to validate PCI compliance quarterly on up to five servers using the full complement of HackerGuardian plug-ins (over 30,000 individual vulnerability tests with more added daily). Get 'Ready-to-submit' PCI compliance reports to send to your merchant bank. Detailed reports identify security holes exposed by HackerGuardian's 30,000+ tests and contain actionable fix recommendations.
e-Commerce secure transactions require a higher level of assurance than standard SSL digital certificate usage. Simply displaying a padlock will not assure your customer the validity of the company behind the website. The following range of digital SSL certificates are designed specifically to provide that level of assurance backed by a financial warranty.
According to a prominent e-retailer magazine, the range of conversion improvements achieved through the use of SSL security logos like GeoTrust, Verisign and Comodo varies amongst ecommerce websites with average gains between 5 percent to 10 percent. Small, unknown companies typically experience even higher conversion rates because consumers are more likely to be fearful of shopping with them since they don’t know if some of them are legitimate businesses—let alone have confidence in their security systems. In the same article, 37% of consumers told Forrester that security concerns would affect their online shopping to some extent while 39% said it wouldn’t affect their holiday shopping at all 1
1 Internet Retailer (March 2006 issue) titled, Hand-holding: Fraud-weary consumers look for the seal of approval, by Lauri Giesen.
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Boost your open source ecommerce online sales with new Extended Validation Certificates.Help protect your open source ecommerce site from phishing scams and increase your customer transactions with True BusinessID® with EV SSL. True BusinessID® with EV SSL comes with the highest levels of identity authentication, up to 256-bit encryption, and the GeoTrust True Site® seal, to help maximize your Internet security coverage and online sales potential.Increased customer confidence means more transactions.Web sites secured with an EV certificate display a green address bar to demonstrate to customers they have reached a highly authenticated site when viewed with high security browsers. Microsoft Internet Explorer 7 displays the green address bar and future releases of Firefox and Opera will also support this new feature. In addition to the green address bar, an adjoining field displays both the names of the organization that owns the Web site and the CA that issued the certificate, GeoTrust. These enhanced interface features are immediately visible and help assure customers they are on their intended Web site and not on a fraudulent site.Extended Validation features help foil phishing.True BusinessID with EV certificates require the most thorough identity authentication process performed today in order to be sure that any organization certified exists. The green address bar displaying the organization’s name and GeoTrust as the Certification Authority is difficult for a malicious site to imitate. These two core aspects of the EV standard combine to create a strong defense against phishing scams. Help your customers gain the security of the green address bar.True BusinessID® with EV comes with EV Upgrader™, the first technology to ”upgrade” all IE7 on Windows XP clients to turn their browser address bar green when they visit your EV certified Web site. EV Upgrader is available through the GeoTrust True Site Seal, and allows the widest set of browsers to display EV SSL’s unique interface conventions. CAs that offer EV certificates without EV Upgrader functionality cannot guarantee that all IE7 clients will experience the benefits of EV SSL.Protect your customers with strong encryption and reassure them with a verification seal.True BusinessID® with EV is a next-generation web trust service that combines SSL certificates that enable up to 256-bit encryption and an identity verification seal in a single bundle. That means a new level of online security for your customers and a potential increase in business activity and revenue generated by your Web site. (The level of encryption achieved depends on the customer’s browser and the cipher suite installed on your web server.)Built upon existing SSL protocol, True BusinessID® with EV is backward-compatible with browsers and servers available prior to the establishment of the Extended Validation standard. These older browsers will present the new EV SSL certificates the same way as traditional SSL certificates. |
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| Encryption | 256-bit |
| Security Method | iSSL encryption |
| Validation Required | Thorough |
| Validation Procedure | Manual process |
| Browser Trusted | |
| Browser Compatibility | 99.3% |
| Technical Support | Standard |
| Support Type | Email and phone |
| Provisioning Length | 1-2 business days |
| Certificate Issued | 1 domain name |
| Recognized Internationally | |
| Secure Root Server | |
| Installation | Quick and painless |
| Security web lock will appear: | Locked |
| Assurance Type | High |
| Registered certificate authority product | |
| Warranty | $10,000.00 |
| Trust Logo | ![]() |
* 256 bit encryption supported by compatible servers and clients. e.g. Apache 2 and Firefox. |
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Secure Online Transactions and Applications with Confidence Full Validation SSL certificates also encrypt data sent between two parties with the same encryption technology. Full validation certificates not only verify the identity of the SSL certificate with an email to the administrative contacts, but they also provide a higher level of identification. Full validation certificates verify that the certificate owner is a legal entity, whether that entity is a business or individual. This not only helps ensure that the certificate is valid, but that the business entity you are conducting commerce with is a valid entity. Full validation certificates therefore help ensure that data is securely sent over the Internet to a trusted entity. |
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| Encryption | 256-bit |
| Security Method | SSL |
| Validation Required | Thorough |
| Validation Procedure | Manual process |
| Browser Trusted | |
| Browser Compatibility | 99.3% |
| Technical Support | Standard |
| Support Type | Email and phone |
| Provisioning Length | 1-2 business days |
| Certificate Issued | 1 domain name |
| Recognized Internationally | |
| Secure Root Server | |
| Installation | Quick and painless |
| Security web lock will appear: | Locked |
| Assurance Type | Low |
| Registered certificate authority product | |
| Warranty | $75,000 |
| Trust Logo | None |
* 256 bit encryption supported by compatible servers and clients. e.g. Apache 2 and Firefox. |
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| Encryption | 256-bit |
| Security Method | iSSL encryption |
| Validation Required | Thorough |
| Validation Procedure | Manual process |
| Browser Trusted | |
| Browser Compatibility | 99.3% |
| Technical Support | Standard |
| Support Type | Email and phone |
| Provisioning Length | 1-2 business days |
| Certificate Issued | 1 domain name |
| Recognized Internationally | |
| Secure Root Server | |
| Installation | Quick and painless |
| Security web lock will appear: | Locked |
| Assurance Type | High |
| Registered certificate authority product | |
| Warranty | $10,000.00 |
| Trust Logo | ![]() |
* 256 bit encryption supported by compatible servers and clients. e.g. Apache 2 and Firefox. |
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Over 1/3 of your site's visitors use a browser made for EV SSL, including IE 7, Firefox 3, Opera 9.5. Their browsers tell them that you are trustworthy through the presence of a green bar near the address. With one out of three people relying on the green bar to appear in their browser, what would you rather show them about how trustworthy an emerchant you are?
The green address bar builds trust and makes a difference between purchasing and abandonment during checkout. People are expecting their browsers to tell them if it's safe to do business with you, and an EV SSL certificate tells them loud and clear. To enable all your visitors to fully trust you an Extended Validation SSL certificate is now required for over 1/3 of your visitors and growing.
Let our certified linux technicians assist you with your order, today.
Free additional products to help you make the most of your Comodo EV SSL certificate
E-commerce merchants are going beyond the gold padlock to go green with Extended Validation SSL certificates, the e-commerce standard for trust and security. The green browser address bar, exclusive to EV SSL certificates, assures website visitors that they are transacting on a highly trusted and secured domain. The EV SSL certificate was designed to strengthen e-commerce security and combat phishing attacks to make EV SSL the most complete SSL certificate available. Visual assurance helps e-commerce merchants increase trust, reduce shopping cart abandonment, and build long-term revenue.
Obtaining an Extended Validation SSL certificate requires a rigorous validation performed by Comodo, a registered Certificate Authority (CA). This is required to ensure that the company behind the site meets Extended Validation standard. These strict validation guidelines help keep the green address bar associated with only trusted organizations to maintain the highest level of security and trust with visitors:
Server Gated Cryptography (SGC) extends modern 256bit encryption capabilities to older browsers normally capable of only 40bit encryption. This greatly improves the privacy and security of each secured connection.
The Comodo brand is recognized with a variety of security products, ranging from Comodo Security Solution's award-winning desktop security products to Comodo CA's portfolio of e-commerce merchant tools. The Comodo brand is recognized by consumers worldwide as a leader in security. By employing Comodo branded solutions on their website, such as EV SSL certificates, e-merchants can leverage the relationship Comodo has built with millions of consumers worldwide to establish trust with their own customers. Because of our progressive approach to e-commerce security, you can also expect to find innovative and patent-pending technologies implemented into all of our products, keeping you on the bleeding edge of the technology curve
The benefits:
This free tool included in your SSL certificate offers five free scans over three IP addresses. For home users or network administrators, this tool helps identify potential security threats on internet connected devices, or test and validate PCI Compliance. HackerGuardian is a PCI Compliance tool by Comodo CA Limited, an Approved Scanning Vendor (ASV). HackerGuardian helps merchants validate their PCI Compliance to the PCI Data Security Standards (PCI DSS). |
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| Encryption | 128/256 bits |
| Security Method | iSSL encryption |
| Validation Required | Thorough |
| Validation Procedure | Manual process |
| Browser Trusted | |
| Browser Compatibility | 99.3% |
| Technical Support | Starndard |
| Support Type | Email , Web, Telephone |
| Provisioning Length | 1-2 business days |
| Certificate Issued | 1 domain name |
| Recognized Internationally | |
| Secure Root Server | |
| Installation | Quick and painless |
| Security web lock will appear: | Locked |
| Assurance Type | High |
| Registered certificate authority product | |
| Warranty | $10,000.00 |
| Refund | 30 Days |
| Trust Logo | Each InstantSSL Certificate comes with a FREE TrustLogo worth $119.00. By giving your customers real-time identity assurance via simple "Point-to-Verify" technology, Comodo trustmark authenticates your online identity and gives your customers the confidence to buy from your site. |
* 256 bit encryption supported by compatible servers and clients. e.g. Apache 2 and Firefox. |
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InstantSSL SSL certificates are made for securing leading web sites and company networks. Trusted by over 99% of current browsers, InstantSSL certificates are the affordable and professional solution to securing web servers. All orders include a free HackerGuardian Vulnerability Scan and Corner-of-Trust trustmark. This free tool included in your SSL certificate offers five free scans over three IP addresses up to 90 days. For home users or network administrators, this tool helps identify potential security threats on internet connected devices, or test and validate PCI Compliance. HackerGuardian is a PCI Compliance tool by Comodo CA Limited, an Approved Scanning Vendor (ASV). HackerGuardian helps merchants validate their PCI Compliance to the PCI Data Security Standards (PCI DSS). |
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| Encryption | 128/256 bits |
| Security Method | iSSL encryption |
| Validation Required | Thorough |
| Validation Procedure | Manual process |
| Browser Trusted | |
| Browser Compatibility | 99.3% |
| Technical Support | Starndard |
| Support Type | Email , Web, Telephone |
| Provisioning Length | 1-2 business days |
| Certificate Issued | 1 domain name |
| Recognized Internationally | |
| Secure Root Server | |
| Installation | Quick and painless |
| Security web lock will appear: | Locked |
| Assurance Type | High |
| Registered certificate authority product | |
| Warranty | $100,000.00 |
| Refund | 30 Days |
| Trust Logo | Each InstantSSL Certificate comes with a FREE TrustLogo worth $119.00. By giving your customers real-time identity assurance via simple "Point-to-Verify" technology, Comodo trustmark authenticates your online identity and gives your customers the confidence to buy from your site. |
* 256 bit encryption supported by compatible servers and clients. e.g. Apache 2 and Firefox. |
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Quick validation digital SSL certificates rely on domain registration information to validate the certificate owner. Their intended purposes are for server certificates such as courier smtp and purftpd services. They often will not carry a third party financial warranty and convert less customers. If you operate a blog, content management system or any other type of web application requiring a securely encrypted login, these certificate types are best suited for your needs. Make sure the email and telephone number on the domain registration is current before ordering these types of certificates.
SSL Certificates Delivered Fast and Cost-Effectively Other Features and Benefits of QuickSSL Premium Certificate Include:
Highest Standards for Certificate Practices and Physical Security |
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| Encryption | 256-bit |
| Security Method | SSL |
| Validation Required | Basic |
| Validation Procedure | Automatic process |
| Browser Trusted | |
| Browser Compatibility | 99.3% |
| Technical Support | Standard |
| Support Type | Email and phone |
| Provisioning Length | 10 Minutes |
| Certificate Issued | 1 domain name |
| Recognized Internationally | |
| Secure Root Server | |
| Installation | Quick and painless |
| Security web lock will appear: | Locked |
| Assurance Type | Low |
| Registered certificate authority product | |
| Warranty | $100,000 |
| Trust Logo |
This GIF is a sample snapshot of the QuickSSL Premium site seal. The actual site will disable right click and save features and will display a live date / time stamp much like the True Site displayed on the bottom of this page |
* 256 bit encryption supported by compatible servers and clients. e.g. Apache 2 and Firefox. |
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Buy Now $125/yr |
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| Encryption | 128/256-bit* |
| Security Method | SSL |
| Validation Required | Basic |
| Validation Procedure | Automatic process |
| Browser Trusted | |
| Browser Compatibility | 99.3% |
| Technical Support | Standard |
| Support Type | Email and phone |
| Provisioning Length | 1-2 hours |
| Certificate Issued | 1 domain name |
| Recognized Internationally | |
| Secure Root Server | |
| Installation | Quick and painless |
| Security web lock will appear: | Locked |
| Assurance Type | Low |
| Registered certificate authority product | |
| Warranty | $10,000 |
| Trust Logo | ![]() |
* 256 bit encryption supported by compatible servers and clients. e.g. Apache 2 and Firefox. |
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Buy Now $16.95 |
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| Encryption | 128/256-bit* |
| Security Method | SSL |
| Validation Required | Basic |
| Validation Procedure | Automatic process |
| Browser Trusted | |
| Browser Compatibility | 99.3% |
| Technical Support | Standard |
| Support Type | Email and phone |
| Provisioning Length | 1-2 hours |
| Certificate Issued | 1 domain name |
| Recognized Internationally | |
| Secure Root Server | |
| Installation | Quick and painless |
| Security web lock will appear: | Locked |
| Assurance Type | Low |
| Registered certificate authority product | |
| Warranty | No |
| SBS Trust Logo | None |
* 256 bit encryption supported by compatible servers and clients. e.g. Apache 2 and Firefox. |
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Buy Now$24.75 |
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